Although "home improvement grants for pensioners" are traditionally a sum of money disbursed to a home owner by the government or by a private foundation, the term "home improvement grants" is also often used informally to refer to all forms of financial assistance homeowners are eligible to receive, including low-interest and subsidized loans. Homeowners can apply for them from the government by looking at the Federal Register online, which provides an exhaustive database of all forms of grants, including home improvement grants. Government grant applications tend to be fairly excessive, requiring you to put hundreds of hours of your time into form-filling, data-collection, and writing. In order to apply for certain grants, you will likely have to have an income under a certain amount of money - or you will probably have to prove that your house sustained a significant amount of damage from a recent flood or hurricane. You also may have to prove that you are significantly indebted and do not have the credit to obtain a bank loan (although some grants do not require this). In addition to getting one because you have a low income or have been affected by a natural disaster, you may be able to get grants simply by virtue of the improvements you intend to make. For instance, if your improvements include a wind turbine, solar panels, or a solar fridge, you may qualify for special state or federal EPA initiatives to promote the use of alternative energy. Now, if you would prefer not to deal with the long forms that government grants entail, you may want to consider applying to a private foundation. If you go to your local library and ask for private foundation directories, you will probably be given several reference books - all of which cover the policies and habits of private foundations. Look for "home improvement grants" and other variations in the index. You will probably pull up several hundred matches.